Payment Technology Innovators for 20+ Years

With a company history focused on innovation, linked2pay provides risk and payment technology to deliver credit card, ACH and check processing automation for merchants and payment integration tools for our ISV partners. Our white label payment solutions platform for banks, channel partners and their clients is a leader in the industry.

Always an innovator, linked2pay launched the first On-Demand check processing platform in 2002, a pioneer in providing Instant Merchant Settlement and is a multiple industry award winner for banking and payments innovation.

linked2pay processes all merchants through our ISO, paycosmos.

Take a walk with us through our company history.

Money Icon
2002
Launched on-demand returned check representment solutions
Bank ACH Check Icon
2006
Launched bank-neutral remote deposit capture solutions
Credit Card Payment Icon
2008
Launched ACH & Credit Card gateway solutions
Email Payments Icon
2009
Launched email payments solution
IVR Call Center Payments Icon
2010
Added Payment Acceptance Methods

- Online payment forms
- Virtual terminal
- IVR
- Ecommerce shopping cart checkout solution

linked2pay award winning icon
2014
Gold winner for Top ACH Innovation at Payment Industry's Best Awards
Bank ACH Check Icon
2015
Launched Bank Programs

- White label bank payment solutions
- Partnered with Avidia Bank for launch of Avidia Pay

Real Time Payments Icon
2016
Payment Platform Expansion

- Launched integrated credit card & ACH payments with Salesforce
- Deployed Same-Day ACH credits
- Added Real-Time Merchant Approval with Automated Onboarding
- Deployed Pay-by-Text to bank platform
- Added Real Time Payments

linked2pay award winning icon
2016
Won the Bank News Innovative Solutions Award
Real Time Payments Icon
2017
Automation & Technology Upgrades

- Deployed Online, Real-Time card underwriting
- White label KYC Service for ODFIs
- Same-day ACH debits
- Invoicing automation

Instant Merchant Settlement Icon
2018
Payment Innovations & Awards

- Launched Instant Merchant Settlement
- Bank via linked2pay wins NEACH Payments Innovation Award
- Launched ISO in a Box

linked2pay award winning icon
2019
Bank on our platform wins 2019 FIS Impact award for Instant Merchant Settlement
CustomerConnect B2B Payments Icon
2020
Launched B2B Payments Solution, CustomerConnect
linked2pay award winning icon
2020
Semi-Finalist for the Visa Everywhere Initiative

@2021 transmodus corp. linked2pay is a DBA of transmodus. All Rights Reserved. transmodus, DBA paycosmos, is a registered ISO/MSP of Avidia Bank, Hudson, MA.