As your risk and payment solutions partner, our framework for risk management can instantly help optimize and scale underwriting, onboarding and ongoing portfolio management.

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Leveraging our powerful and easy to use library of APIs enables fintechs to expedite development, testing, and their launch timing.

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SOFTWARE Companies

Monetizing your software with our tools (API/SDK library) is a streamlined process with great support and offers more payment type options (Card, ACH, IMS, RDC) than other processors.

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Our partnering options are numerous and includes white labeling which consolidates more payment types & solutions providing our partners easier ways to go to market under their own brand.

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Our Partners Include...

Heartland Payment Systems

linked2pay collaborates with PayFi to provide Heartland Payment Systems IMS, which brings Instant Merchant Settlement to merchants nationwide. Heartland Payment Systems utilizes our tools to offer their merchants Instant Deposit.

About Heartland Payment Systems:

In April 2016, Heartland and Global Payments completed their merger agreement. The combined company, Global Payments Inc., is publicly traded (NYSE: GPN), has more than 11,000 employees worldwide. Global Payments is a member of the S&P 500 with customers and partners in 32 countries throughout North America, Europe, the Asia-Pacific region and Brazil.


PinnacleCart partners with linked2pay to gain access to a platform suite of payment solutions; including, credit card processing and Instant Merchant Settlement for their customers.

About PinnacleCart:

PinnacleCart is a turnkey solution that has become the top eCommerce platform for small-to-medium businesses.

Club Prophet Systems

Club Prophet Systems partners with linked2pay to offer their customers ACH payment acceptance through their software via linked2pay's API.

The ease of integration and the added value of ACH payment acceptance for our clients were key positives for us. If we would have known how easy the linked2pay API project was, we would have done it much sooner. The potential savings in the fees for our user base by accepting payments via ACH are significant. What really tips the scales, especially in the private club business, is that ACH is outside of PCI scope. So the ACH feature replaces storing a club member’s credit card on file for end of month member billing. As the card associations continue to shift liability to our golf club merchants, we continue to look for ways to minimize or eliminate the merchant from PCI scope while still providing secure and reliable payment ecosystems.

Rick Robshaw CEO Club Prophet Systems

About Club Prophet Systems:

Club Prophet Systems designed the first Windows-based point-of-sale system specifically designed for pro shop operations and the world’s leading point-of-sale system for the golf industry. The company's solutions have expanded to include food and beverage software, integration to external accounting programs, internet tee time options, integrated web store, lesson book, event management software, data collection kiosk, USGA handicap system, and much more.

Avidia Bank

Avidia Bank is a sponsor bank for linked2pay and utilizes the linked2pay platform, branded AvidiaPay, as a multi-level platform providing administrative and underwriting tool; as well as, providing low-cost delivery of credit card, ACH, RDC, real-time payments, and Instant Merchant Settlement for business clients and their reselling partners.

We have also seen our reseller activity increase sharply and the platform accommodates us to scale with the growth.

Bart Murphy Executive Vice President and Chief Lending Officer at Avidia Bank

Our platform has helped Avidia Bank gain recognition, most recently, by FIS for innovation in the 2019 impact awards. Avidia was recognized for Instant Merchant Settlement (IMS), helping merchants enhance liquidity, while also providing Avidia Bank with a new source of fee income.


Tapcheck makes getting paid more convenient by helping improve employee financial wellness through digital payroll advances. Tapcheck partners with linked2pay to gain access to ACH and real-time payments via linked2pay's API.

About Tapcheck:

Tapcheck was formed as an Employee Wellness Benefit that Employers can offer their Employees. Through seamless integration, Tapcheck receives wage and hour information in real time and allows Employees to access a portion of their earnings the moment they complete a workday. Employees no longer have to wait till their regularly scheduled payday to access money they have already earned. Through our easy to use App, Employees work their regular shift, open the App, select an amount to transfer, funds are available to use instantly in their bank account. On payday, the Employee will receive a paycheck for any remaining earnings directly from the Employer.

Envision Payment Solutions

Envision partners with linked2pay to gain access to a platform suite of payment solutions; including, access to ACH, RDC, credit card, and Instant Merchant Settlement.

About Envision Payment Solutions:

Envision Payment Solutions is an American-owned company delivering customized payment processes to clients for over 30 years; including, school systems, government agencies, medical facilities, utility companies, retail stores, and non-profit organizations.


PayLynx partners with linked2pay to gain access to a platform suite of payment solutions; including, access to ACH, RDC, credit card, and Instant Merchant Settlement.

About PayLynx:

PayLynx’s mission is to help businesses, particularly small to mid-sized businesses, reduce their costs and increase their efficiency with simple, secure and affordable payment processing services.

A single, fully integrated platform can replace what would normally require three vendors and an integrations project in order to launch.

Rayleen M. Pirnie Owner of RP Payments Risk Consulting Services, LLC

Now any merchant who uses Salesforce and linked2pay can connect the two in just a few clicks, enabling real time payments, recurring billing and payment link emails directly from where their customer data lives.

David Hecht Co-Founder of AppFrontier

I can see why developers would like adding payment solutions that give their business clients the most direct path to the bank that actually processes the transactions. It's not only logical, but it's a better solution design approach.

Jeff Hadfield Developer Market Consultant & Analyst, 1564B