The ease of integration and the added value of ACH payment acceptance for our clients were key positives for us. If we would have known how easy the linked2pay API project was, we would have done it much sooner. The potential savings in the fees for our user base by accepting payments via ACH are significant. What really tips the scales, especially in the private club business, is that ACH is outside of PCI scope. So the ACH feature replaces storing a club member’s credit card on file for end of month member billing. As the card associations continue to shift liability to our golf club merchants, we continue to look for ways to minimize or eliminate the merchant from PCI scope while still providing secure and reliable payment ecosystems.